It’s probably the one game that lacks any skills but actually gives the best advantage to the player since it’s very quick and easy to play. It’s also known as Pan 9 or Punto Banco. Depending on where you’re playing it’s all relatively the same. A game of baccarat has three possible outcomes: Player win, Banker win, and tie. Note that “Banker” does not refer to the house. Participants in the game have the option to bet on either the player or bankers hand.
Know that you can bet on either of two hands. One is the Banker’s hand, the other is the Player’s hand. A layer may bet on either hand. Bets must be placed on either the Player or Banker before cards are dealt.
• Know how cards are dealt. Two cards are dealt to both the Player and the Banker. A player or casino operator holding the shoe slides one card out and places it face up in the Player’s box on the felt table. The next card, the first of the Banker hand, is placed in the Banker’s box on the table. The house then deals another Player card, then the second Banker card. The dealer’s first round consists of two cards for both the Player and Banker.
• Announce the point total of both of sets of cards. Tens and face cards all are worth zero points; all other cards are worth their face value, with the ace worth one point. If a total is more than 10, the second digit is the value of the hand. For example, a 9 and a 6, which total 15, make up a five-point hand. In order to win, your bet must be on the hand that totals closer to nine.
• Understand the “natural” win. If in the first two cards dealt, the point total is 8 or 9 for either the Player or the Banker, this is called a natural win and the game is over. Bets that have already been placed are cashed out.
•Determine whether the player gets a third card by looking at the point totals. The Player hand is completed first. A total of 8 or 9 for the Player will get no additional cards. The Player stands on totals of 6 or 7. On any other total, 0-5, the Player draws a third card, unless the banker has 8 or 9, in which case the bank hand wins with no further draw.
Know the rules governing the third card for the Banker. If the Player stands pat (or draws no new cards), the Banker draws with a hand total of 0-5 and stays pat with a hand total of 6 or 7. All other hands are dependent on the third card the Player draws:
• If the Player’s third card is 9, 10, face-card or Ace, the Banker draws when he has a 0-3, and stays with a 4-7.
• If the Player’s third card is 8, the Banker draws when he has a 0-2, and stays with a 3-7.
• If the Player’s third card is 6 or 7, the Banker draws when he has a 0-6, and stays with a 7.
• If the Player’s third card is 4 or 5, the Banker draws when he has a 0-5, and stays with a 6-7.
• If the Player’s third card is 2 or 3, the Banker draws when he has a 0-4, and stays with a 5-7.
• Once all cards are dealt, calculate the winning hand. The winning hand is that which totals closer to 9. In the event of a tie, neither hand wins or looses. Sometimes a commission is paid out of winnings when betting on the Banker’s hand.
• Remember the banker draws more cards so odds of the banker winning are slightly better.
• Don’t bet against a winning streak.
• When in doubt bet against the losing player. There’s always one on the tables.
• Don’t bet each time, watch the previous hands and bet with a streak or when odds diminish for player or banker to win again.
• 8 deck shoe: house edge on ‘player’ bet: 1.06%, house edge on ‘banker’ bet:1.24%, house edge on tie bet: 14.36%
• Once a full shoe of cards is dealt, you will notice player and banker wins are close to 50/50.
• Single deck: house edge on ‘banker’ bet:1.29%, house edge on ‘player’ bet: 1.01%, house edge on tie bet: 15.57%
• Baccarat has different odds depending on how many decks are used to deal the cards. The odds are as follows:
• 6 deck shoe: house edge on ‘player’ bet: 1.06%, house edge on ‘banker’ bet:1.24%, house edge on tie bet: 14.44%
• Try to count card values each hand and adjust your bet as you feel more low cards or face cards will come out next hand.
For those wondering if there are winners in this game. Of course there are! You just have to know when to get up and leave when you are up! Phil Ivey recently cleaned house by winning 7.3GBP which is the equivalent to 11.7 million dollars at at the Mayfair casino Crockfords in London October 2012.
Sadly the casino accused of him cheating with his female companion. They’re now due in court. They should know better. Never bet against Phil. Ivey always wins!
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